Saturday, March 31, 2012

Get Direct Service offers Maintenance and ... - IdeaMarketers.com

Get Direct Service offers maintenance and repairs services in Greater Toronto Area.

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Get Direct Service offers maintenance and repairs services in Greater Toronto Area.

Get Direct Service is a leading provider of maintenance and repairs services for night clubs, restaurants and banquet halls in Greater Toronto Area. By offering these maintenance and early-stage repairs services, Get Direct Service lessens operating expenses of its clients and boosts their revenues by making the facilities look appealing.

Get Direct Service specializes in Small home repairs. From damaged water lines to broken heating furnace, their preventive maintenance services and protection plans help in removing the stress and high costs of repairs. They have developed a comprehensive residential renovation and maintenance plan covering structural components, mechanical/electrical systems, appliances, utilities, and more. Most of the services that are delivered by scheduled visits are designed to deal with seasonal issues as and when they occur.

An extensive home maintenance assessment is also done by one of their well-trained, knowledgeable and professional technicians. They thoroughly monitor everything for ensuring your safety. Their maintenance plan is designed for renovating your home with continuous preventive maintenance services and proactive issue management. They create and update repair plans and provide referrals for additional pre-screened professional contractors, if required for larger repairs.

Get Direct Service is dedicated to offer you the best quality of services all the times. Their success can easily be measured by their growing list of satisfied customers and the confidence they've shown in their Handyman services, small home repairs and other maintenance services. The best part about Get Direct Service is that they value each of their customers and put a lot of efforts for meeting their expectations. As a customer of Get Direct Service, you can expect a safer, healthier and more efficient home, where everything works as designed. For more information, visit getdirectservice.ca.

About the Company --

Get Direct Service specialize in offering Handyman services including Small home repairs and maintenance and Electrical and Plumbing work in the house. From damaged water lines to broken heating furnace, their preventive maintenance services and protection plans help remove the stress and high costs of repairs. You can get Direct Services of these skilled handymen and give your home a modified look.

Contact --
Get Direct Service
601 Magnetic Drive Unit 25
Toronto On
M3J 2C4 Canada
Tel: 416.932.0677
Fax: 416.932.0142
EMAIL-INFO@GETDIRECTSERVICE.CA
Website - http://www.getdirectservice.ca/

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Freedom Debt Relief Reviews Can This particular ... - AskMTG.com

Most people looking at enrolling in the actual Freedom Debt Relief plan in most cases try to get unique Freedom Debt Relief reviews prior to a decision for signing up. It?s important to have finished a comprehensive research associated with any debt relief treatment firm previous to doing a software program. Shopper reviews can be your determining aspect in the particular buying process and selecting some debt relief and then software clients are just the same.

Freedom Debt Relief is mostly a debt negotiation business headquartered in San Mateo, Carolina. Proven for 2008, the company offers made over One hundred,Thousand buyers combined with engages across 500 men and women. Freedom Debt Relief is regarded one of the many greatest debt relief agencies in america. They are simply a member of Any Association regarding Debt Negotiation Providers and also the World Relationship for Experienced Debt Arbitrators. Their very own mother and father company is Freedom Personal Networking.

Debt relief or simply debt treatment could be a consolidation or just a settlements of an person?s economical debt. Financial institutions more often than not consent to lessened account balances in return for timely payments. From time to time balances may be diminished much more than 50 percent from the primary. The particular debt arrangement businesses definitely will both wipe out and decide these types of funds in a single one time and / or small monthly installments. The programs in most cases take on any place from 2-4 long time to carry out. While your debtor?s credit ratings takes a bad affect, it really is much better than declaring bankruptcy to be able to end payment financial institutions.

Freedom Debt Relief, and that?s organ of the Freedom Financial Multilevel, rates the common 15% on your total debt level. This particular 15% is undoubtedly detached during the first of all Nineteen a few months of your course. Ones own systems collection in total by Twenty four to help 3 years. Freedom Debt Relief has become the greater debt relief agencies with the united states. I am said to they have 50,500 dynamic potential clients. This will be whether positive or negative according to number of exclusive product you love to obtain.

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Even though could appear usually there are some awful facets to help Freedom Debt Relief reviews than a single wish, a good solid likelihood should certainly check with straightaway with every service to locate what?s more suitable with regards to their problem. Sometimes, merely the discontented individuals speak outside thus carry all things accompanied by a grain of salt. An important detail would be the providers much time track record, BBB ranking and also available entrance insurance.

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Mauritius president says to quit, re-enter politics

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Friday, March 30, 2012

Bankruptcy Lawyers in NJ : Associated with Starting a small ...

[unable to retrieve full-text content]Consulting with your bankruptcy lawyers in N.J. will therefore certainly be a good grasp align you off in the right direction. You may even be advised to approach investors not lenders, to offer the financial boost you require for ...

Source: http://www.numerounomedia.com/bankruptcy-lawyers-in-nj-associated-with-starting-a-small-business-whenever-you-filed-bankruptcy/

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Family members' financial responsibility for elder care costs incurred ...

Particularly with the facts stated below, does a rehab center/nursing facility have the legal right to (try to) obtain payment from the family members of a patient who had passed away, when the situation is such that the family members have no legal financial responsibility for that patient?s affairs or debts?

1) Remaining rehab Medicare co-payment costs incurred (prior to patient?s transfer to the hospital where he expired) were billed to Medicare and paid out by Medicare at an 80% coverage rate.
2) At no time did any family member have a Power of Attorney in affect to handle patient's affairs.
3) Also, no family members signed any type of Rehab/Nursing Facility "Admission Agreement Form" nor did any family members signed any other forms/documents of any type, and as such, no family member is legally financially responsible for patient's debts incurred nor for handling the debts on that person?s behalf (since there is no POA).
4) The patient, not family members, while alive was financially responsible (out of only the patient's own assets) for remaining 20% Medicare co-payment costs.
6) The patent had listed one of her children on a health care proxy while at the rehab center, which, while the patient knew that her child was aware of her wishes, the child was not present for, never saw or signed the form, nor was presented with a copy of by the rehab center until after the parent was at the hospital and was in the early stages of passing away. It is on this health care proxy form that the child?s address was previously provided by the patient for only that reason, and which is where the rehab chose to obtained and utilize the child?s address from for purposes other than the intended purpose of needing an address on a health care proxy.
5) The patient?s children were not joint on any accounts of their elderly parent. They were only listed as beneficiaries for the checking & savings account, and also as beneficiaries on her small (only a few thousand dollar) life insurance policy.
6) The total funeral costs exceeded the total of the life insurance policy amount combined with the total amount of remaining assets which were left in the patient?s bank account prior to her passing.
7) The patient arrived at a rehab center in February from a local hospital and the rehab had received what is called a "Face page" containing the patient?s relevant medical condition/status. The rehab was advised and apprized at that time by family members to obtain any other pertinent financial and medical info, particularly regarding the patient?s Medicare coverage from the other rehab facility that she was at prior to going to the hospital. The new rehab center was made fully aware of the patient's financial information a few days after arrival, at which time any and all available information requested had been obtained & provided (by the patient and family members) to the rehab center since they needed that info as they were handling the filling out & submission of the Medicaid application. This included the rehab having received the patient's bank account statements through the end of the preceeding month. The rehab also knew that the patient only had two sources of monthly income - her one and only pension amount and social security, both of which were direct deposited into her checking account, and for which the rehab was made aware of those actual amounts as well as account balance. As such, the rehab had the information about the patient's financial status and were cognizant of what little monies she had available.
8) The patient passed away passed on Tuesday, 3/20/12.
9) The death certificate was provided to the patient?s family members from the funeral home on Thursday, 3/22/12.
10) The death certificate was provided to patient?s bank the same day (3/22) by the patient?s children (i.e. beneficiaries).
11) The bank stated to beneficiaries on 3/22 that there was a required "waiting period" of up to 5 -7 days. The patient?s beneficiaries were led to believe that was necessary for the purpose of ensuring that there were no liens or outstanding debts for which the bank would have been legally bound to hold back and/or not release monies from the patient?s account to the beneficiaries.
12) Funeral home expenses were incurred from the date of the patient?s passing (3/20) thru the date of burial, which was Friday, 3/23.
13) The bank called the beneficiaries on Monday, 3/26/12 and let each of them know that the monies in the patient?s account had cleared and were available to be released to beneficiaries.
14) Despite the rehab having been verbally apprised as well as having been presented with written information in the form of copies of documents, and thereby aware of all of this, and despite them having already been told that the patient?s children did not have POA for the patient?s affairs, the rehab still, for whatever reason, chose to send a statement for the patient's account to one of her children where they lived.
15) The rehab generated this statement dated 3/15/12, after the patient?s date of death, and was not received until after 3/27/12, after monies had cleared with and released from the bank.
16) Medicaid kicks in after the first 100 days of Medicare coverage ends. Info required for the Medicaid application was provided to the rehab in February (several days after patient?s arrival) in order for the rehab?s social worker and/or business office to fill out & submit the Medicaid application on the patient?s behalf (so that the rehab center themselves could take steps to ensure eventually getting paid from Medicaid retroactively from Day 101 & onward in the event that the patient were to have gone back to the rehab center). The amounts reflected on the rehab?s statement are for Medicare co-payments for all days at that rehab which were under the first 100 days of Medicare. For Medicare purposes, the patient spent Day# 63 thru Day# 100 at that rehab before going to the hospital where she subsequently expired.
17) There is an asset level of I believe to be $13,800, under which Medicaid allows for one to retain for personal living expenses and for funeral & burial costs that are incurred when one passes away. I have been led to believe that Medicaid generally does not typically ?go after? monies below that level. However, I?m not sure if that is also the case when it comes to Medicare considerations with respect to allowable remaining assets for living & funeral/burial expenses vs. debts incurred while alive as it pertains to Medicare co-payment amounts incurred.

  • If Medicare co-payment costs were incurred by an elderly patient at a rehab center (of which Medicare paid 80%) prior to that person passing away, and the Medicare co-payment costs were not billed until after the date of death, and the patient?s monies had cleared with the patient?s bank for release to beneficiaries (after having presented a death certificate to the bank) for the purposes of and in order to pay for funeral expenses of the patient, since the beneficiaries did not have POA, and were not legally handling the patient?s financial affairs, and were also not legally financially responsible for patient's debts, then is there any means by which a rehab center can still somehow legally obtain payment from what had been the patient's monies (which had been in the patient?s account prior to his passing), despite the bank having allowed the required number of days for monies to clear before releasing those monies to the beneficiaries?
  • And if so, does the rehab have a legal right to now, after release of those monies to beneficiaries, obtain seeking payment (partial or otherwise) from each of the patient?s beneficiaries (by even possibly trying to seek placing a lien on a beneficiary's house) despite the fact that there were also known legitimate funeral expenses that were also required to be paid from the patient's assets, and despite the fact that the beneficiaries were not legally/financially responsible for the patient's debts?
The total cost for funeral home & burial services exceeded the amount of monies in the patient's account and life insurance combined. Since it is general knowledge and understood as a known and acknowledged fact that there are expected funeral & burial expenses when one dies, it is therefore understandably reasonable and anticipated that those funeral costs would be paid from the patient's assets (and NOT that other debts incurred when the patient was alive would somehow get first priority/consideration for payment, which would thereby consequently result in family members to inappropriately be erroneously expected to have to bear the cost of funeral & burial, especially when the purpose and intent of advising the patient while alive to try to have some minimal amount of monies left in the patient?s account, combined with whatever small amount of life insurance, would go towards trying to cover all of the customary funeral & burial costs).
  • In light of all of the above regarding funeral expenses paid from patient's assets as well as consideration of family members not being legally financially responsible for patient's debts, does a rehab (still) have a legitimate legal leg to stand on with this matter in so far as to subsequently trying to seek payment for family members, particularly since the rehab has already gotten paid by Medicare for 80% of the patient's costs incurred?

Source: http://www.worldlawdirect.com/forum/elder-law/60988-family-members-financial-responsibility-elder-care-costs-incurred-while-alive.html

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Thursday, March 29, 2012

Blood Sugar Goal Levels in Diabetes ? Make up by Camilla

Blood Glucose Levels Targeted Ranges in Diabetes

Diabetes is really a ailment wherein higher than normal quantities of Vitamin D Deficiency sugar pass from the circulatory system, a poor situation that may, through time, damage the body?s internal organs and blood flow procedure. A principal target for people today with diabetes mellitus is usually to control and manage the degree of these bloodstream sugar levels (available as sugar).

With the man or women with diabetes mellitus, understanding the degree of sugar from the blood is vital in determining nys of health and fitness and the way nicely their suffering from diabetes situation is remaining handled, a principal job for everyone people with diabetes.

Property blood sugar levels monitoring

Performing a self applied-employed blood check is really a time-to-time program for almost all people with diabetes and vital for them to be aware of the standing of your blood sugar that identify their suffering from diabetes situation. Some people today with diabetes mellitus may perhaps only result in the check once every day though other folks may perhaps should have to look at numerous blood lab tests all the way through the morning so that you can added directly keep an eye on the negative impacts of these intake of food and exercise session quantities that have fun with a substantial operate from the fall and rise of sugar levels.

The domestic blood check is carried out using the support of an little palm-kept testing device that gives an electronic digital examining immediately after the effective use of a little droplet of blood through the conclusion of an finger ? received immediately after generating a little pinprick that has a special lancet developed for your target.

The two main major blood Metformin mister level locates to shoot for, regarded because the fasting blood glucophage Side Effects mister level and the submit-prandial bloodstream sugar levels level.

Fasting blood check

In the usa, blood sugar levels are tested in mg a deciliter (milligramsFor eachdefensive line) along with a lot of nations around the world they can be tested in millimoles a liter (mmolFor eachR)

The fasting blood check is commonly developed the next day immediately after a evening of rest and before having. Good Us Diabetes Relationship, the normal variety for fasting blood sugar for just a man or women who won?t have diabetes mellitus is 70 to 100 milligramsFor eachdefensive line (some to 5.6 mmolFor eachR)

With the man or women with diabetes mellitus, the Us Diabetes Relationship proposes a fasting blood sugar levels a higher level 70-130 milligramsFor eachdefensive line.

The submit-prandial check

Soon after having foods, the sugar from the blood enhance based on the mister content of your foods eaten along with a balanced not-suffering from diabetes man or women they commonly return to normal quantities immediately after about two hours.

With the submit-prandial check, the test considered two hours immediately after dinner, the advisable concentrate on level might be a smaller amount than 180 milligramsFor eachdefensive line (

Healthcare blood lab tests

Additionally, there are crucial blood lab tests to identify sugar levels which might be requisitioned by way of a physician. With the man or women with diabetes mellitus, these blood tests are commonly bought frequently at about several or some-thirty days periods, referred to as the A1c (or variously because the glycated hemoglobin check or glycosylated hemoglobin check). The A1c blood check effects, received immediately after substance study, give an indication of your sugar levels who have been around in the course of the last 12 7 days time period around. The exam will depend on the actuality that blood cellular material are constantly remaining developed with the physique and also have a lifetime of about 3 months. Some of the hemoglobin substances in individuals blood cellular material can have sugar attached to them and the A1c measures the proportion of hemoglobin cellular material which do get them affixed.

The A1c concentrate on quantities

The mark for your A1c quantities for your not-suffering from diabetes man or women might be below 6 Pct, for your man or women with diabetes mellitus, the Us Diabetes Relationship suggests that the typical variety need to attend a smaller amount than 7Pct.

Healthcare blood lab tests give an study of numerous other crucial blood things, just like cholestrerol levels, tryglycerides, that may support the physician identify a person?s condition of health and fitness.

Source: http://makeupbycamilla.com/?p=2319

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Wednesday, March 28, 2012

Rhythm and Music Help Math Students

60-Second Science60-Second Science | More Science

Kids who learned fractions through a music-based curriculum outperformed peers in traditional math classes. Sophie Bushwick reports

More 60-Second Science

Stuck on a tricky math problem? Start clapping. Grade school kids who learned about fractions through a rhythm-and-music-based curriculum outperformed their peers in traditional math classes. The work is in Educational Studies in Mathematics. [Susan Joan Courey et al., "Academic music: music instruction to engage third-grade students in learning basic fraction concepts"]

Fractions let you divide up a measure of music into notes of varying length. For example, one four-beat measure could contain a single whole note held for all four beats, two half notes of two beats apiece, four quarter notes of a beat each, and so on. In the Academic Music program, based on the Kodaly method of musical education, students clap, drum and chant to memorize the lengths of musical notes?then solve problems in which fractional notes must add up to a full measure of music.

Sixty-seven students participated in the study. Half did math problems using the Academic Music system. And after six weeks, the students in the music program averaged 50 percent higher on tests than did the kids in regular math class. Fractions create a solid foundation for further math education?so mastering them is music to educators? ears.

?Sophie Bushwick

[The above text is a transcript of this podcast.]


Source: http://rss.sciam.com/click.phdo?i=7baa9901d3243403fbc60f12336cf7da

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Posts from Shopping-and-Product-Reviews:Jewelry-Diamonds ...

Going to Purchase Diamond Ornaments?

By Anonymous on Mar 26, 2012 11:40 am

Wedding rings are a sign of love for your partner so one should be very cautious while selecting it as it will be a life time gift. Generally diamond rings are preferred for such occasion so here is a brief description about it.
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A Power Bracelet: For Those Who Experience Low Energy Levels

By Anonymous on Mar 25, 2012 12:08 pm

There are many individuals who constantly feel drained of their energy levels. They constantly look for solutions to regain their energy and strength.
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Online Shopping For Jewellery Is Great

By Anonymous on Mar 23, 2012 02:42 pm

Over 875 million people have been using jewellery websites to purchase gifts for their loved ones online. It is an astonishing fact but this trend has been growing in popularity since 2008. Today, the advancement of the internet has made life so simple and convenient that you can purchase almost any product or service online.
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Princess Cut Engagement Rings Are Easy To Shop For

By Anonymous on Mar 23, 2012 02:22 pm

Are you thinking of getting a princess cut diamond engagement ring? If you are already stressing out over this important and expensive purchase, don't be. Luckily, princess cut diamonds are the 2nd most popular diamond shape and offer some cool buying advantages over other fancy cuts. What you know can save you thousands of dollars as well as ensure that you get a gorgeous engagement ring.
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Common Cash For Gold Ripoffs

By Anonymous on Mar 23, 2012 01:25 pm

With today's high gold prices many people are opting to sell their old and broken jewelry. Many unscrupulous gold buyers out there are tang advantage of this to buy gold from their customers at unethical prices. This articles describes some of the common scams that gold buyers may use to try to underpay you for your gold and silver jewelry items.
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The Development Bottleneck Small Jewelry Companies Might Encounter

By Anonymous on Mar 22, 2012 03:02 pm

Small jewelry companies are always jealous of the popularity of famous jewelry brands such as Tiffany and Cartier; however, small jewelry companies seem to have neglected that it is time, investment, talented employees and perseverance that build the gorgeous and sparkling garment of those famous jewelry brands. The following are several problems these small jewelry companies might encounter.
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Why Diamonds for Engagement Rings?

By Anonymous on Mar 22, 2012 09:31 am

A diamond engagement ring is the must-have clincher for a man wanting to hear her say "Yes." In fact, it is expected that the groom-to-be will spend a significant chunk of his salary on the ring -- three months' salary is the standard...
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Do You Know Anything About the AGS Diamond Certification?

By Anonymous on Mar 22, 2012 09:27 am

There are several kinds of diamond certifications available in the world. They are issued by different institutions and each of them has its own special features. You may hear of GIA and IGI. Then how about AGS? Do you know anything about it?
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Which Is Better For Diamond Engagement Rings - White Gold Vs Platinum?

By Anonymous on Mar 21, 2012 04:43 pm

When it comes to buying a diamond engagement ring, most men and women don't see any real difference in white gold vs. platinum except when it comes to price. However, there is more than just cost savings to these very different metals.
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Different Types of Jewelry for Men

By Anonymous on Mar 21, 2012 11:09 am

While jewelry is mostly purchased by women, men are not behind either. There are several types of accessories available for men. This article talks about different jewelry ideas for men.
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Learn More About These 3 Gemstones and Their History (Part 9)

By Anonymous on Mar 21, 2012 10:59 am

The name, Prasiolite has been derived from the Greek words "Prason" and "Lithos," which mean 'leek,' due to color similarities with vegetables, and 'stone' simultaneously. It is believed that Prasiolite facilitates the gap between the physical and spiritual aspects of life.
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Best Reasons to Buy Cubic Zirconia Jewelry

By Anonymous on Mar 20, 2012 04:20 pm

One of the most important purchases in a couple's life is a diamond wedding engagement ring. Deciding to get married is a big step and a decision that will last forever. A diamond wedding engagement ring is the ultimate symbol that shows how much you love your significant other and serves as a symbol of that love.
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Tips to Buy Wedding Ring Sets at Decent Prices

By Anonymous on Mar 20, 2012 03:27 pm

Wedding ring sets are the best options to save money as these sets have two or more different rings designed in the same style. However, that doesn't need to be the case with all wedding sets. There are many jewelers who sell sets that are designed with different styles for different rings for a magnificent look. Here are new trends and tips that you may be interested in.
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Customizing Affordable Engagement Rings Within Your Budget

By Anonymous on Mar 20, 2012 03:26 pm

With the prices of jewelry reaching sky high prices, everyone seems to be in search for affordable engagement rings. If you are willing to save some money, you can also look for cheap engagement rings that come with an adequate number of designs. The scenario for jewelry shopping has changed by large ways in last two decades. People are now willing to explore more design options, rather than sticking to their local jeweler. The best way to shop for engagement and wedding rings is to look online on the portal of reliable jewelers.
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Buying Guide for Cheap Engagement Rings

By Anonymous on Mar 20, 2012 03:26 pm

Engagements and weddings are extravagant occasions when couples spend thousands of dollars on every item that can draw attention. However, every couple may not have access to large resources like the blessed ones. As such, buying items, especially engagement rings, becomes a herculean task with a limited budget. Thanks to some efficient designers and jewelry manufacturers, there are some excellent collections of cheap engagement rings.
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Have Unwanted Jewelry? Three Ways to Find Out How Much It's Worth

By Anonymous on Mar 20, 2012 02:57 pm

As you rummage through drawers you rarely open these days, you may happen upon clothes that no longer fit or trinkets of sentimental value. You may also find things you haven't seen or worn for years - a high school class ring, a broken necklace chain, or another item of jewelry given by a former sweetheart. While sentimentality prompts you to hang onto certain things, the possibility that you could cash in on unworn and unwanted jewelry is also appealing. When people perceive trouble with the economy, investment in gold gains popularity, and value rises. If you have gold jewelry in your possession, you may be at least interested in what it is worth.
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How to Buy Handmade Beads Online

By Anonymous on Mar 20, 2012 11:34 am

Beads are used for varied applications all over the world. They are seen as wonderful materials for making necklaces, purses and bracelets as well. They come in variety of sizes and shapes.
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Top Five Things to Watch Out for When Investing in Diamonds

By Anonymous on Mar 20, 2012 11:32 am

Before you make any important purchases, you often learn about the product in advance, ask questions, and understand how the purchase will suit your needs and your wants. Likewise when you decide to invest in diamonds, it is imperative that you learn about them, play with them in your hands, become familiar with inner secrets and skills of the trade, and understand how the diamond trading market works. This article summaries the top five secrets of what investors should know before investing in their first diamond.
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Source: http://wedding-dresses-womens-clothes-online.blogspot.com/2012/03/posts-from-shopping-and-product_27.html

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Monday, March 26, 2012

Venture Deals: Understanding the Venture Capital Industry

Venture DealsEverything that an entrepreneur wanted to know about venture capital but was afraid to ask. ?Or maybe you are so lost, you don?t even know what questions to ask. ?Term sheets? Accelerators? Convertible debt? When do you use a venture capital firm? All of these were topics completely foreign to me, until I picked up a copy of?Venture Deals: Be Smarter Than Your Lawyer and Venture Capitalist?at the local library.

All entrepreneurs need money to start and grow their business. But how are you going to get it? Bank? Friends? Begging on the street? I first learned about Venture Deals during a panel discussion on micro-VC efforts. The presenter said this would be a good starting point, and he was right.

The authors are a former lawyer (Jason Mendelson) and entrepreneur Brad Feld (@bfeld).?The best part about the book is that the terms and practices are explained in a way that is easy to understand by people who have never raised money using VC firms. Most paragraphs are summarized with ?The Entrepreneur?s Perspective? ? a simple explanation of what was just read and how it pertains to the entrepreneur.

The book opens with an overview of venture capital: who?s involved and how to raise money. These chapters do a good job of asking entrepreneurs questions they may not have thought of before:

  • How much money are ?you going to need?
  • How do you find the right VC?
  • Who?s involved in raising money?

Then the deep dive begins: the term sheet. The term sheet is the first critical element of venture capital. For clarification and understanding, the authors divide it into four sections: the overview, the economic terms, the control terms and ?other.? The Economic Terms illustrates the financial aspects of the term sheet. Control Terms describes how the VC is going to control their ownership of the company. Here the reader is introduced to: the Board of Directors, conversion and protective provisions, etc. The final Term Sheet section is the catchall for other legal and financial verbiage.

The process continues with chapters that explain the process from a higher view: how venture capital funds work, negotiation tactics, correctly raising money, and the stages of VC investing. The section ?Negotiation Tactics? could have been a stand along book, but the authors do a good job of highlighting what?s important for the entrepreneur.?This section expands on styles and simple Do and Do Not Do explanations.

Still lost in some of the wording? The authors even included a glossary and index to accompany the examples in the book. All of the bases are covered.

If you are interested AT ALL in raising money for your company, read this book. Even if you do not use a VC firm, READ THIS BOOK. Venture Deals is an easy to understand book that quickly gives you an understanding of the VC industry.

About the Author

Eric Anderson Eric Anderson is the brainchild behind Scientifically Speaking, a company that improves the presentation and communication skills of technical professionals. A native of Indianapolis, he is an award winning presenter and sales leader. Eric also trains companies on how to use mobile technology to improve customer relationships and maximize productivity. He blogs weekly at the SciSpeak Blog on technology and entrepreneurship.

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Source: http://smallbiztrends.com/2012/03/venture-deals-book-review.html

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Sunday, March 25, 2012

Would really like Auto loans On your Brand-New Car? This is a Best ...

Holding your personal car is definitely unavoidable, nowadays. The particular Car Loans Gold Coast marketplace is raising inside of acknowledgement, as it is often certainly not possible to obtain a automobile devoid of primary getting a home loan. While using establishing value associated with folks searching for car credit score since the best way associated with capital their particular brand new autos, the disposable loan providers continue being growing. Scare for you personally, if you want the money service provider to be able to home loan the bucks. Nonetheless, just before diving in the automobile financing choices, primary buy a tiny comprehending round the dilemma.

Ahead of centering on filing car finance, you actually should know about the specific generate as well as particular form of automobile that you are looking to purchase. On this information, you can actually correctly examine about car capital choices as well as financing for that capital.

Uncover the market place value for that car every time brand-new, or even if it is next to brand new be it pricey bit of products. It is almost always better to determine the credit variety you will need, after you have a concept of the specific auto ?s value. Considering that the smallest backed variety is truly the very best alternative, conserving a good partial put in is advisable. Commence attempting to find Car Finance Gold Coast after you have a concept of these records.

Virtually all what you need to learn about your car or truck home loan might be on your computer, nevertheless you will discover that a true visit is required intended for specifics. most more knowledge about your personal credit score as well as capital is generally easily available round the financing corporation ?s internet pages. You ?ll find a person ?s eye prices the lending company offers, and frequently there ?s a car loan calculator on the net website way too. Employ this unit to be able to go into the real automobile ?s value, a person ?s eye value, along with your desired payment expression. Employing this kind of beneficial finance calculator permits you to determine the quantity of the specific payment per month you may expect. Be sure to look at the deposit you might have in today ?s tariff of the automobile, just before your personal key in inside the finance calculator. Perhaps you find out the particular banker ?s circumstances as well as price is very high intended for for that circumstances.

Tend not to cease. You just need to try to find information about a lot more Auto Loans Gold Coast creditors if you cannot find out sensible financial loans within the inside of.

Maybe you dwell wanting the owner gives you the money. Not receiving your hard earned money by way of a standard bank or even lender search including it is just a smart tactic. Nonetheless, certainly not in every circumstance is often a home loan through the car owner a better alternative. Nearby automobile shops from time to time give you a wonderful market place capital value, very as opposed to the real sector ?s track record of unreasonably high rates of interest and difficult payment circumstances. Nonetheless, should you be possessing the particular trade-in as well as accrued an important great deal for virtually any put in, you may be quickly authorized for virtually any more compact credit score variety, to perform the automobile credit score within a expression associated with approximately yearly. You could possibly may have a good credit rating, mainly because then this car lot will work looking round the credit history an individual. Analyze each of the text message about almost every home loan report before you sign this particular especially the terms and conditions! Talk to the lending company relating to precisely what isn ?t really apparent or even complicated for you, and have several promise how the financial loans are already finished. Which is to stop probable problems regarding your payment circumstances afterwards.

Virtually any car credit score an individual wind up choosing, take the time to devote only when you ?re probable the particular payment time period is often a that fits your requirements. It ?s a lively notion to keep for the decreased home loan expression, despite the fact that car credit score provided might have 5 years. Should you be selected you may deal with making payment on the credit card debt aside in 2 a long time, you then don ?t have to create a informed option to cover a longer period. An extended expression to pay back leads to a lot more awareness built up way too. The financial institution clearly would prefer to someone to select a expanded time period body it really is added revenue on their behalf.

It is almost always regarded as imperative that you make certain an element associated with flexibility natural towards the home loan expression. Each time a particular person enter into income and also create more substantial commitments in comparison to planned, you do not need being disciplined.

The perfect automobile financing circumstances need to have your personal before payment entirely devoid of penalizing intended for pre-payment from the home loan. The particular sooner or later appealing car loans are the type with all the bare minimum obscured charges, mainly because this type of financial loans don ?t cost the particular mountain more charges and they are normally given back inside the the very least interval. Best Car Finance Gold Coast article review author by Mel Bobson.

Source: http://www.cpafind.us/2012/03/would-really-like-auto-loans-on-your-brand-new-car-this-is-a-best-check-out-motor-finance/

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European monitor upbeat on Greek economic reforms

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Source: http://news.yahoo.com/european-monitor-upbeat-greek-economic-reforms-005823579.html

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Saturday, March 24, 2012

SES and Samsung unveil Africa's first TV with integrated free-to-air satellite receiver

SES (Euronext Paris and Luxembourg Stock Exchange: SESG) announced at the Samsung Africa Forum in Cape Town, South Africa, that it is collaborating with Samsung to drive digital broadcasting via satellite in sub-Saharan Africa. Samsung will introduce an LED television with an integrated free-to-air satellite receiver, the Samsung LED TV Free Satellite, that will be distributed in Nigeria, Ghana, Cote D?Ivoire, Senegal, Democratic Republic of Congo and Cameroon in August 2012. Distribution to additional countries will follow.

The integrated satellite receiver will allow consumers to receive free-to-air television channels without the need for an additional set top box as the LED TV will be directly connected with the satellite dish. In preparation for the launch, SES and Samsung will jointly arrange training sessions with distribution partners and installers to ensure the proper connection of the TV device to the satellite dish. Both partners will also run a joint marketing campaign in June 2012.

As a leader in the free-to-air digital TV market, SES delivers more than 60 free-to-air channels in more than 40 African countries. The launch of the new Samsung LED TV Free Satellite coincides with more channels becoming available in Africa.

"This collaboration is the first of its kind and will drive digitalization in Africa," said Christoph Limmer, SES's Senior Director of Marketing Development and Marketing in Africa. "Today, one out of three households in Africa has a TV set but less than 10 million homes receive content in digital format. Our cooperation will not only help to improve access to digital content for African consumers but it will also encourage African broadcasters to launch more content. In servicing more than 40 African countries, we are well aware of the huge demand for more and higher quality TV services. The opportunity lies in providing an increasingly sophisticated African viewership with a significantly increased number of TV channels - a first for many African countries."

"The Samsung LED TV Free Satellite is our contribution to the continent's efforts to 'go digital', providing African consumers with greater choice and broadcasters with the opportunity to grow the region's media industry," said Dae Hee Kim, Regional Product Manager at Samsung Africa.

About SES:

SES is a world-leading satellite operator with a fleet of 50 geostationary satellites. The company provides satellite communications services to broadcasters, content and internet service providers, mobile and fixed network operators and business and governmental organisations worldwide.

SES stands for long-lasting business relationships, high-quality service and excellence in the broadcasting industry. The culturally diverse regional teams of SES are located around the globe and work closely with customers to meet their specific satellite bandwidth and service requirements. SES (Euronext Paris and Luxembourg Stock Exchange: SESG) holds participations in Ciel in Canada and QuetzSat in Mexico, as well as a strategic participation in satellite infrastructure start-up O3b Networks. Further information under: www.ses.com.

For further information please contact:

Markus Payer
Market Communication & PR
Ch?teau de Betzdorf?
L-6815 Betzdorf?
Luxembourg
+352 710 725 500
www.ses.com

Source: http://feedproxy.google.com/~r/SourcewirePressReleaseWire/~3/NkMaI8Wn3a4/rel_display.php

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Even good performance can't save 'Idol' hopeful

By Craig Berman, TODAY.com contributor

Michael Becker / Fox

Erika Van Pelt delivered a fine performance Wednesday, but she still got the boot this week.

Maybe promoting Erika Van Pelt's extreme makeover wasn?t such a great idea for the "American Idol" hopeful Wednesday.

Sporting her new Kris Jenner-Kardashian hairdo and receiving some newfound praise from the judges still couldn?t get Van Pelt a trip to the ?Idol? mansion. She was voted off the show Thursday night, finishing in 10th place.

Her elimination wasn?t a surprise. Van Pelt had been among the lowest vote-getters every week, and it wasn?t because of her looks. In fact, the new image might have hurt, since there was so much focus on the drastic hairstyle change instead of how she sang. She was nothing but fun to the end, however, running back to her old seat to get a pair of tiny maracas so at least she could party a little bit while awaiting her fate.

Also having a rough night was Heejun Han. He was in the bottom three, heard Steven Tyler?s snarky feedback get replayed again and had Jimmy Iovine say, ?I think [Steven] felt that Heejun came and disrespected the entire process,? and later compared his performance to an Adam Sandler direct-to-video production. ?It?s safe to say that Han can?t count on an Interscope recording contract if he doesn?t win this.

Then J.Lo told Han, "I think you are a star. I don't think you should sell yourself short, ever." And I'm sure he'd rather have her in his corner than any of the guys. But it looks like both Jimmy and Steven are ready to see him go.

Also in the bottom three was DeAndre Brackensick. His ?Only the Good Die Young? was the worst of the night Wednesday, but not bad enough to drop below Van Pelt?s smaller fanbase.

Fox

Notice whose name wasn?t mentioned? That?s right, Elise Testone. For the first time all season, she managed to survive a week without having to sit on the danger stools. She fully expected to be there again after being called upwith Skylar Laine and Hollie Cavanagh. Instead, host?Ryan Seacrest first sent Laine and Canavagh back to safety, and then gave Testone the surprising news that at least for this week, she could relax as well.

Haley Reinhartwas one of the guest performers (along with Lana Del Rey), and could serve as an inspiration to Testone. A year ago, Reinhart was in the bottom three in each of the first two weeks of the finals, but then found her niche, got a solid fan club going and wound up finishing third. It can be done.

Whether or not Testone can do it, we?ll see. But Jimmy noted that when Testone sang, ?I got goosies. I don't really know what goosies are. But I felt something." (Please, for the love of all things sacred Jimmy, don?t encourage J.Lo to use the "G" word more often.)

Another surprise was that Aerosmith guitarist Joe Perry came onstage to play a little "Happy Birthday" for Steven. He then sat with the judges for awhile, but sadly did not elbow them aside to offer his own commentary. The afterparty, however, must have been awesome.

The remaining nine singers now move into some sweet new digs in Hollywood Hills. Sadly for Van Pelt, she?ll just have to hear about the luxurious lifestyle when she catches up with everyone again for the summer tour prep.

Do you think the right person went home? Do you agree that Heejun "disrespected the entire process"? Share your thoughts on our Facebook page!

Want more "Idol" during "Idol"? Follow @CraigBerman as he live tweets each show!

Related content:

Source: http://theclicker.today.msnbc.msn.com/_news/2012/03/22/10818896-even-a-new-look-and-good-performance-couldnt-save-erika-on-idol

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Friday, March 23, 2012

Stocks slip, adding prior day?s drop

By msnbc.com news services

U.S. stocks slipped Friday after equities suffered their worst percentage drop in two weeks, with the S&P 500 on track for its first decline in the past six weeks.

The S&P lost 0.7 percent on Thursday, its biggest percentage drop since March 6. The benchmark index is still near four-year highs.

The benchmark S&P is down 0.8 percent for the week, and many investors were waiting for a further pullback as the index has risen 10.8 percent for the year and 26.7 percent from its October low.

Indexes could get a boost next week from quarter-end "window dressing" as fund managers drop poor performing stocks and chase better-performing ones.

Factory data showing a slowdown in both the euro zone and China sent the S&P 500 lower on Thursday to its first close closed below 1,400 in six sessions.

"Today investors are basically going to focus on the domestic economy, so new home sales could re-energize the upward trend," said Peter Cardillo, chief market economist at Rockwell Global Capital in New York.

Zynga Inc dipped 1.9 percent to $13.50 in premarket trade after the online games maker said shareholders will sell about 43 million shares in a secondary offering.

Nike Inc was flat at $111 in premarket after the sportswear retailer forecast a strong year and said it was heading into the spring quarter with strong demand and improving margin trends.

Jobs search website Monster Worldwide Inc is open to selling all or part of itself and expects to have data ready for potential buyers fairly soon, Chief Executive Sal Iannuzzi said in an interview. Shares gained 1.8 percent to $9.66 premarket.

Darden Restaurants Inc posted higher third-quarter profit, boosted by increased sales at its Olive Garden chain.

European equities retreated further after four straight sessions of declines, stalked by concerns over the global growth outlook.

Asian shares fell after data showing shrinking factory activity in China and the euro zone heightened concerns about a slowdown in the global economy.

Reuters contributed to this report.

Source: http://bottomline.msnbc.msn.com/_news/2012/03/23/10827715-stocks-slip-adding-prior-days-drop

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Thursday, March 22, 2012

Noted history of medicine professor to speak at University of Houston

Noted history of medicine professor to speak at University of Houston [ Back to EurekAlert! ] Public release date: 21-Mar-2012
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Contact: Melissa Carroll
mcarroll@uh.edu
713-743-8153
University of Houston

The University of Houston (UH) has invited a noted professor in the history of medicine, Alexandra Stern, to give the John P. McGovern Endowed Lecture in Family, Health and Human Values at 7 p.m., Monday, April 9 at the Rockwell Pavilion in the M.D. Anderson Library.

"The College of Liberal Arts and Social Sciences (CLASS) at the University of Houston is very pleased to have Dr. Stern as the 2012 McGovern Lecturer in Family, Health, and Human Values," said Catherine Patterson, associate dean of graduate studies and professor of history. "A leading expert in the history of genetics, Dr. Stern has explored a range of topics from eugenics policies in early 20th-century America to the ethical implications of the Human Genome Project. Her work investigates how health policy decisions impact individuals and families while exploring the ethical questions underlying those policies. Her current work on genetic testing is both timely and important. As medicine rapidly pushes the boundaries of what is possible, it prompts new questions about the social and ethical implications of medical advancements."

Stern will present "Don't Reduce Me to a Label: Disability Rights, Genetic Diagnosis, and Social Values." She will speak on the origins of genetic counseling in the 1940s and discuss how the first generation of medical geneticists stigmatized people with disabilities, while simultaneously laying the groundwork for empowerment and activism. Her presentation will trace this tension over the course of the 20th-century, as medical geneticists and genetic counselors became increasingly supportive of people with disabilities and the disabilities rights movement.

Stern is the Zina Pitcher Collegiate Professor in the History of Medicine at the University of Michigan. She is the author of "Eugenic Nation: Faults and Frontiers of Better Breeding in Modern America," which won the America Public Health Association's Arthur Viseltear Award for outstanding contribution to the history of public health. Her forthcoming book, from which the talk is draw, "Telling Genes: The Story of Genetic Counseling in America," will be published by John Hopkins University Press in September 2012.

The John P. McGovern Endowment was established in 1999 and supports the John P. McGovern Annual Award Lectureship in Family, Health, and Human Values in CLASS at UH. This series focuses on speakers with notable expertise in the area of family, health and human values. Each speaker is presented with the John P. McGovern Award Medal.

WHAT: John P. McGovern Lecture Features Noted Medical Historian Alexandra Stern
"Don't Reduce Me to a Label: Disability Rights, Genetic Diagnosis and Social Values"

WHEN: Monday, April 9
6 p.m. Reception Please RSVP to pmnguyen@central.uh.edu
7 p.m. Lecture and Q&A

WHO: Free and open to the public.
For more information, call 713-743-3000.

WHERE: University of Houston
Rockwell Pavilion in the M.D. Anderson Library
http://www.uh.edu/campus_map/buildings/L.php
Entrance 1 off Calhoun Road, Parking is available in Lot 1E
http://www.uh.edu/campus_map/buildings/WC.php

###

About the University of Houston

The University of Houston is a Carnegie-designated Tier One public research university recognized by The Princeton Review as one of the nation's best colleges for undergraduate education. UH serves the globally competitive Houston and Gulf Coast Region by providing world-class faculty, experiential learning and strategic industry partnerships. Located in the nation's fourth-largest city, UH serves more than 39,500 students in the most ethnically and culturally diverse region in the country. For more information about UH, visit http://www.uh.edu/news-events/.


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Noted history of medicine professor to speak at University of Houston [ Back to EurekAlert! ] Public release date: 21-Mar-2012
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Contact: Melissa Carroll
mcarroll@uh.edu
713-743-8153
University of Houston

The University of Houston (UH) has invited a noted professor in the history of medicine, Alexandra Stern, to give the John P. McGovern Endowed Lecture in Family, Health and Human Values at 7 p.m., Monday, April 9 at the Rockwell Pavilion in the M.D. Anderson Library.

"The College of Liberal Arts and Social Sciences (CLASS) at the University of Houston is very pleased to have Dr. Stern as the 2012 McGovern Lecturer in Family, Health, and Human Values," said Catherine Patterson, associate dean of graduate studies and professor of history. "A leading expert in the history of genetics, Dr. Stern has explored a range of topics from eugenics policies in early 20th-century America to the ethical implications of the Human Genome Project. Her work investigates how health policy decisions impact individuals and families while exploring the ethical questions underlying those policies. Her current work on genetic testing is both timely and important. As medicine rapidly pushes the boundaries of what is possible, it prompts new questions about the social and ethical implications of medical advancements."

Stern will present "Don't Reduce Me to a Label: Disability Rights, Genetic Diagnosis, and Social Values." She will speak on the origins of genetic counseling in the 1940s and discuss how the first generation of medical geneticists stigmatized people with disabilities, while simultaneously laying the groundwork for empowerment and activism. Her presentation will trace this tension over the course of the 20th-century, as medical geneticists and genetic counselors became increasingly supportive of people with disabilities and the disabilities rights movement.

Stern is the Zina Pitcher Collegiate Professor in the History of Medicine at the University of Michigan. She is the author of "Eugenic Nation: Faults and Frontiers of Better Breeding in Modern America," which won the America Public Health Association's Arthur Viseltear Award for outstanding contribution to the history of public health. Her forthcoming book, from which the talk is draw, "Telling Genes: The Story of Genetic Counseling in America," will be published by John Hopkins University Press in September 2012.

The John P. McGovern Endowment was established in 1999 and supports the John P. McGovern Annual Award Lectureship in Family, Health, and Human Values in CLASS at UH. This series focuses on speakers with notable expertise in the area of family, health and human values. Each speaker is presented with the John P. McGovern Award Medal.

WHAT: John P. McGovern Lecture Features Noted Medical Historian Alexandra Stern
"Don't Reduce Me to a Label: Disability Rights, Genetic Diagnosis and Social Values"

WHEN: Monday, April 9
6 p.m. Reception Please RSVP to pmnguyen@central.uh.edu
7 p.m. Lecture and Q&A

WHO: Free and open to the public.
For more information, call 713-743-3000.

WHERE: University of Houston
Rockwell Pavilion in the M.D. Anderson Library
http://www.uh.edu/campus_map/buildings/L.php
Entrance 1 off Calhoun Road, Parking is available in Lot 1E
http://www.uh.edu/campus_map/buildings/WC.php

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About the University of Houston

The University of Houston is a Carnegie-designated Tier One public research university recognized by The Princeton Review as one of the nation's best colleges for undergraduate education. UH serves the globally competitive Houston and Gulf Coast Region by providing world-class faculty, experiential learning and strategic industry partnerships. Located in the nation's fourth-largest city, UH serves more than 39,500 students in the most ethnically and culturally diverse region in the country. For more information about UH, visit http://www.uh.edu/news-events/.


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Source: http://www.eurekalert.org/pub_releases/2012-03/uoh-nho032112.php

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